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U.S. credit raters set back on First Amendment

A federal judge has said credit ratings are not always protected opinion under the First Amendment, a defeat for credit rating agencies in a lawsuit brought by investors who lost money on mortgage-backed securities.
The November 12 decision was a little-noticed setback for McGraw-Hill Cos’ Standard & Poor’s, Moody’s Corp’s [...]

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Online Payday Loans: Quick When You Most Require Them

The term ‘appropriate from yourself’ becomes actual in situations when your usual fiscal groove is interrupted by unforeseen checks which should be paid off immediately. With the aim to reimburse for the expended cash and manage all other scheduled bills, you should lie in wait for the future salary to evade [...]

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What’s financial services?

The vast world of financial services refers to the services offered by the global financial industry. This global industry includes: 1) financial institutions–banks, insurance companies, credit unions, or credit card issuers; 2) investment-related firms–broker-dealers, stock brokers, and investment funds; 3) consumer finance companies; and government-supported enterprise. In 2011, financial services [...]

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Straight Talk From One of America’s Top Financial Planners

Last week, I had the pleasure of getting “straight talk” about wealth building strategies top financial planner Paul F. Ciccarelli, Vice President, CFP®, CLU®, ChFC®. Paul answered questions about the work he performs to build clients’ financial assets every day. Paul’s company, Ciccarelli Advisory Services, Inc. of Naples, Florida, has [...]

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